How can you accelerate your mortgage?
By Oakwood Estates Team on 24th Apr 2024When diving deep into the world of property, it can sometimes feel hard to resurface. Constantly making payments month after month can become exhausting and may seem never-ending, but paying off your mortgage can truly be...
Applying for a mortgage?
By Oakwood Estates Team on 7th Nov 2023Perhaps it’s been a while since you moved, or you are a first-time buyer. Whatever situation you are in, if you are applying for a mortgage, you want to get your mortgage sorted so you can breathe a sigh of satisfaction,...
Buyer affordability is improving
By Oakwood Estates Team on 23rd Oct 2023There is always a wonderful reason to move. Property is seductive, from the details of a feature fireplace to a view of the sunset over your garden. The right home is an investment and a place to make memories and...
Good news. Lower mortgage interest rates could be on the way!
By Oakwood Estates Team on 16th May 2023Mortgage interest rates have been falling slowly, and with the recent announcement from the IMF (International Monetary Fund) that inflation rates are predicted to fall towards pre-pandemic levels, analysts suggest that UK...
7 good reasons to be positive about the 2023 property market
By Oakwood Estates Team on 14th Mar 2023Positivity is like a fresh spring breeze; it just makes you feel good and clears your head! With so much negativity bandied about in the media, with sensationalist headlines, it’s easy to become worn down by all the doom and...
Are there benefits to overpaying a mortgage?
By Oakwood Estates Team on 20th Feb 2023If you have streamlined your spending and examined where and how you can save, you might find that you have a little leftover. Thought of overpaying your mortgage? Paying more of your mortgage off, means you pay less interest....
Should I consider remortgaging now?
By Oakwood Estates Team on 3rd Oct 2022As of September, mortgage rates rose for the 11th consecutive month, while options for buyers on the market declined as the industry continues to adjust to higher interest rates.
The average cost of a two-year fixed...
18% more green mortgages are now available
By Oakwood Estates Team on 6th May 2022Green mortgage popularity is evidently on the rise as we all do our bit to make the world an eco-friendlier place. In the current market, there are a total of 648 green mortgages available, compared to October 2021, when just...
How much do you know about the mortgage process?
By Oakwood Estates Team on 18th Oct 2021According to a recent survey, buyers are hopelessly uninformed on the mortgage process.
Whilst the furlough scheme was active, 64% of those living in Britain believed that lenders would not consider whether they...
What you need to know about the 95% mortgage guarantee scheme
By Oakwood Estates Team on 7th May 2021A new mortgage guarantee scheme was announced this spring, with the goal being to help first-time buyers and aspiring home movers purchase a home with a smaller deposit.
The initiative, which will be available for new...